Does Personal Advisory Have a Future? – 13 Bank Chiefs Weigh In
Fabian Käslin, CEO, Banque Cramer:

Human advisory: Fabian Käslin. (Image: courtesy)
Asset management is boring. And that is a good thing. Through our investment solutions, we work hard to ensure our clients sleep soundly — so they can focus on what truly matters to them: family, business, friends, health, passions. Whatever the heart desires. That is luxury. That is successful asset management from Switzerland.
That deep, undisturbed sleep comes from tailored investment solutions and from a bank that genuinely knows its clients — not as data points, but as people. A bank that neither follows the mainstream nor the herd instincts of large institutions, nor the noise of AI. We are not the loudest voice, but an experienced one: our entrepreneurial values stretch back 300 years. Ignoring trends would be wrong; following them blindly, equally so. Do you let AI trim your hedges? Cut your hair? In an increasingly digitized world, we are more convinced than ever that personal relationships and human advisory make a real difference. We use modern tools, of course, and we do not shy away from comparison with a finance influencer. Quite the contrary: over time, it becomes clear who works with substance and who merely produces froth — in banking as in influencer culture.
Substance Over Froth
In the end, results are what count. Fees and performance both matter — but trust is decisive. The wealthy have a trusted physician. They tend not to call the health insurer's chatbot. Our clients value that reliability. Yesterday, today, and in all likelihood tomorrow.
Read the next page for the statement by Stephan Vollert, CEO, Helvetische Bank.









